Here’s an Effortless Way to Make Money Moves – Say Hello to DIGIT
I will receive a referral bonus if you sign up using my referral link and let Digit save for you.
This helps keeps Blog Xpressions a well-oiled machine, plus it allows me to keep on dishing out useful content.
According to a 2019 article, a survey found that 58% of Americans have less than $1,000 saved. That’s over half of the United States’ population.
Remember when we learned about the 10 financial tips for 2017 and beyond? It’s time to put these tips into formation.
Now is the time to make sure we’re on the right path to continue the pursuit of achieving our goals. It’s time to make our money moves. Literally.
And if that means starting over, then start over. I have read the books, watched the seminars, taken the notes, participated in the financial challenges, but found myself lost right back into the twilight zone of financial madness!
One of my goals is to travel. I want to be like Dora and explore. I took an epic trip to Thailand that was unforgettable. Keep reading and I’ll tell you how I financed this trip. Blog post on my Thailand trip coming soon.
I’ve been putting in the work with no excuses. I’m currently working on trying to get myself out of debt through my side business (damn you student loans) and I’m building my online business.
The financial life cycle of Americans is diminishing every day. Some go to work every day, fight the congested traffic in the big cities, give their all at work only to live the paycheck-to-paycheck cycle.
Say whaaaaat?
When does the cycle end?
How does this miserable cycle end?
Well, Xpressionists, it all starts with a basic foundation – YOU!
After doing some much-needed research, I found a tool that I can use without all the frills and hassles – say hello to my little friend (Scarface voice)…DIGIT!
Digit saves for YOU! No need to manually save anymore because Digit will act as your virtual financial assistant and save for you automatically! How cool is that?
This useful service is only $2.99 per month.
If you are in need to go on a much-needed vacay, or saving for a new house, a car, paying down some debt, or just a rainy day, then this tool is for you.
I use Digit and I’m saving right now with no effort at all. I’m a mother, a business owner, a boss, a wife, full-time corporate employee, etc. and I need convenience and reliability – and Digit gives me that.
If you want to save (and you should…the experts say at least $1000 for any unforeseen events), then Digit can get you there…without even thinking about it.
Easy-Peasy Setup:
1. Connect your bank account. Digit connects with most national banks.
2. Every day, Digit will study and analyze your spending habits. They will move money from your linked checking account and place it into your Digit account. They only take out what they can analytically see that you can afford.
I am about that security life! Too many hackers and scammers out there. It brought me comfort when I discovered that Digit connects with most major banks and has high levels of security. They use 128-bit bank-level security. They are FDIC insured up to a balance of $250,000.
YES!
Some key points:
– One of the best things about this tool is that it has a no-overdraft guarantee, which means they will cover your overdraft fee, two times per customer if they prematurely take out money that accrued an overdraft fee. I haven’t read or heard of any stories where Digit over-drafted an account.
– They send you cute, fun text messages every day to tell you you’re balance like pictured in the image below.
If you want to manually save some extra coins, just send Digit and text to “save” and they will withdraw the money from your linked account and deposit into your Digit account.
For some of you, if you depended on yourself to manually transfer money and actively save it, would you do it?
I’ll take that as a no.
It’s hard to do, because it all starts with your mind and being disciplined. We’ll chat about the mindset in another blog post.
You have nothing to lose. Give’em a try. I absolutely would not recommend a product or service that I have not personally tried.
Other Key Features:
– Digit allows unlimited transfers and withdrawals and has no account minimums.
– An easy-to-use iPhone or Android app to easily track your savings.
– If you need to withdraw your saved money, just send Digit a text to “withdraw” and they will send your money back to your linked account within one business day.
Goal-Moji
Digit recently rolled out a new feature that I love. If you have a specific goal in mind (i.e., travel, pay off debt, etc.) then Digit can help you achieve this goal.
To set up this feature:
– Send Digit a text that says, “New Bill” and follow the prompts
– Pick your own goal-emoji (like an airplane for travel)
– Anytime you need to check the balance of your specific goal, send your goal-emoji and Digit sends the balance. See the image below to get an idea of how it works.
Ready to give them a try? Go ahead and tell give me your feedback.
https://gph.is/2fIm1DT
Smooches!
